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I am SO sick of hearing people who are doing financially well right now, BITCH about people who are in the hole getting any kind of government help. SPECIFICALLY, I am sick of hearing people say things like "I was careful when I bought my house, why are these people who got themselves into shitty mortgages getting help?"
To you self-righteous people, I would like to extend a hearty fuck-you.
You see, the problem is that you DON'T KNOW every single person who's now suffering from a mortgage that they can't pay for, but you still feel like you've got the right to judge them. Fuck you. Yes, you heard about sub-prime mortgages and you had family and/or friends who were experienced with finances and mortgages, and you made the "right decision". And someone else got sold a bum deal where they were told that taking a floating interest rate was the way to go because when the interest rate goes down, so does your house payment. They were sold that without being told that if the bank decides to UP your interest rate, your house payment goes up to... higher than what you can afford.
My current step-Dad, who's as financially savvy as anyone I know, bought a house with a floating interest rate. LUCKILY, OH SO LUCKILY, they got wise to the scheme and were able to re-finance the house BEFORE all the meltdowns hit. Other people weren't NEARLY so lucky.
I realize that there are people out there who bought things that they knew they couldn't afford... but there are far, FAR more people who bought houses they thought they very well COULD afford, and they completely misunderstood the terms of their mortgage.
So get over yourself.
Seriously, get the fuck over yourself. Other people fucked up where you didn't. Congratu-fucking-lations.
Because the OTHER thing you don't seem to understand, is that the people who are going to lose their homes because of this bullshit (and perhaps also because of YOUR bitching) are your neighbors. And when their homes get forclosed on, YOUR home looses value.
Do you get that? No matter how badass and independent you think you are, no matter how "self-made" you've convinced yourself you are... everything we do affects everyone else when it comes to the economy (and when it comes to life.) So while you're sitting in your nice living room with your thumb up your ass judging your neighbor... you're being judged by your neighbor's circumstances.
Whaddaya know? Maybe there IS something to that Bible so many of the bloody hypocrites in my world claim they follow.
I just, don't want to hear people who are doing well bitch about being INCONVIENCED by people who are on the verge of homelessness, who cannot pay their bills, who cannot afford healthcare. It's more than just selfish. It's utter and complete uneducated bullshit.
(I'm in a mood. ;) )
Love,
Crystal
To you self-righteous people, I would like to extend a hearty fuck-you.
You see, the problem is that you DON'T KNOW every single person who's now suffering from a mortgage that they can't pay for, but you still feel like you've got the right to judge them. Fuck you. Yes, you heard about sub-prime mortgages and you had family and/or friends who were experienced with finances and mortgages, and you made the "right decision". And someone else got sold a bum deal where they were told that taking a floating interest rate was the way to go because when the interest rate goes down, so does your house payment. They were sold that without being told that if the bank decides to UP your interest rate, your house payment goes up to... higher than what you can afford.
My current step-Dad, who's as financially savvy as anyone I know, bought a house with a floating interest rate. LUCKILY, OH SO LUCKILY, they got wise to the scheme and were able to re-finance the house BEFORE all the meltdowns hit. Other people weren't NEARLY so lucky.
I realize that there are people out there who bought things that they knew they couldn't afford... but there are far, FAR more people who bought houses they thought they very well COULD afford, and they completely misunderstood the terms of their mortgage.
So get over yourself.
Seriously, get the fuck over yourself. Other people fucked up where you didn't. Congratu-fucking-lations.
Because the OTHER thing you don't seem to understand, is that the people who are going to lose their homes because of this bullshit (and perhaps also because of YOUR bitching) are your neighbors. And when their homes get forclosed on, YOUR home looses value.
Do you get that? No matter how badass and independent you think you are, no matter how "self-made" you've convinced yourself you are... everything we do affects everyone else when it comes to the economy (and when it comes to life.) So while you're sitting in your nice living room with your thumb up your ass judging your neighbor... you're being judged by your neighbor's circumstances.
Whaddaya know? Maybe there IS something to that Bible so many of the bloody hypocrites in my world claim they follow.
I just, don't want to hear people who are doing well bitch about being INCONVIENCED by people who are on the verge of homelessness, who cannot pay their bills, who cannot afford healthcare. It's more than just selfish. It's utter and complete uneducated bullshit.
(I'm in a mood. ;) )
Love,
Crystal
